More Than A Payments Api

InnPayment is an industry-specific payment solution specifically tailored for inns and bed and breakfasts that are looking to find out how to accept payments online. In doing so, we’ve developed core competencies that extend far beyond payment processing. By leveraging in-house inn and B&B industry expertise and our deep appreciation for the specific needs of our partners, we can react and respond quickly to deliver the right payment solution at the right time.

Merchant Accounts

Powered by the YapStone platform, InnPayment offers multiple options. You can be the merchant-of-record or we can create a merchant account that we manage on your behalf and for your benefit. With a simple yet thorough underwriting process, we can enroll you online in near real-time, no matter the size of your inn and/or bed and breakfast.


InnPayment offers multiple interfaces including a payments API that supports many ways of accepting payments and acts as a gateway; a customizable virtual terminal Web link option with full security and encryption; and mobile and social payment solutions. From accounting software providers to online booking engines to tablet-optimized interfaces to POS swipe devices, we make it easy for inn and/or B&B managers and owners to accept online payments.


For seven consecutive years, YapStone has successfully completed its annual PCI audit. As a Level One processor, our platform meets the highest information security standard level set forth in the Payment Card Industry Data Security Standard (PCI DSS).


InnPayment offers pricing models that dramatically improve your ability to manage the costs of doing business. Our online payment processing platform, designed for online bookings and transactions, is built with risk management in mind and also supports multiple business models including gratuity, incidentals and shared/split payments.


Our inn and B&B payment solution delivers the flexibility you need to manage how transaction costs are collected. With the additional support for different fee models in different payment channels, our technology adapts and aligns with your reconciliation and billing process – not the other way around.


As with any vacation stay, guests now expect the ability to track and confirm their payment when reviewing their card or bank account history. Our payment solution makes it easy to configure different descriptors for payments at the line-item level, if needed. This critical feature improves the overall transaction experience and may reduce guest confusion and resulting chargebacks.